Debt Collection
Metropol Credit Management Services (MCMS), a subsidiary of Metropol Corporation Limited, focuses on providing debt management solutions to credit provider(s) and borrower(s) by applying a total customer solution strategy.
We tailor debt management solutions to suit the financial, trade credit and commercial sectors.We serve Banks, MFBs, Fintechs, Saccos, MFIs, Trade, Utility and Insurance Companies
Our services include:
- Debt Collection
- Skip Tracing
- Asset Tracing
- Private Investigations
Our Credit Management solutions are supported by our wide network of local and global partnerships that guarantee worldwide coverage in debt collection and skip tracing
What's Included in a Credit Report?
A credit report will typically include:
- Personal or business details (name, ID number, registration details)
- Credit Score - a numerical representation of a consumer’s creditworthiness.
- Credit accounts with banks, microfinance institutions, and other lenders.
- Payment history, including late or missed payments.
- Credit inquiries made by lenders when assessing applications.
Why Should You Check Your Credit Report Regularly?
Regularly reviewing your credit report offers several benefits:
Montor Your Financial Health: Your credit report provides a clear picture of your financial obligations. Reviewing it frequently helps you stay informed about your current credit status.
Detect Fraud or Errors Early: Credit report errors or identity theft can lead to incorrect information affecting your ability to get credit. Regular checks help you identify and dispute any inaccuracies before they impact your reputation.
Improve Your Credit Score: By understanding what affects your credit score, you can take steps to improve it—such as making timely payments and reducing outstanding debts.
- Enhance Loan and Credit Approval Chances: Lenders use your credit report to assess risk. A clean and accurate report increases your chances of getting approved for loans, credit cards, and other credit facilities.
Get your Credit Report Now
- Individual
- Business